did they say they would be taking the first payment out of your account, did you give them your bank details etc and when you wanted to pay or did they say that would be all sorted out once they sent you the payment plan? if you gave them your bank details and eveything was sorted about how/when you were gonna pay and they are just sending you a copy of the plan (like detailing when payments were due and how much etc) then i would think it had been paid. however if you have to send something off about it when you get the plan then i would assume it hadnt, if that makes sense