Me, aged 12, has the following assets (1984)

1. Second hand raleigh chopper - cost £11
2. Amstrad CPC464 - cost £199 (Had to pester my parents for ages for this. Best investment they made in me )
3. Err, that's it

I agree with Trinity. Parents max out their CC to keep up with the Jones. Best thing you can give your kids is your time.