Current Episode Discussion- III

[Perdita]

I am somewhat baffled about the fact that Liam and Tom needed to borrow £50000, I thought Liam sold his shares in Underworld for £180000, surely he has not spent all that money already?

I remember him saying to tom that he needs to keep that money for when him and maria have the baby.

I would have thought that over £100.000,00 is sufficient for a baby that they don't even have yet. Surely it would have been cheaper for him to invest that money than taking out a loan and having to pay the interest? And now Carla gets a share too, just does not make sense.