Hi I was wondering if anyone could help me out I bought a ring for £150 and took out insurance with the purchase which the sales person implied covered loss. Now I'vve lost the ring and read the terms and conditions and theres lots of clauses. I was going to go to the police and claim it had been taken from my house during a house party however it says you cannot claim if its stolen without forced entry by someone you let into your house. So i'm considering going to the police and saying a group of girls threatened me for stuff. Although I know it is wrong i need to replace the ring as it was a present which ive already lost and replaced. Do you think i should do this or just buy another one. Help please has anyone done anything similar?
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