Roys moved on very quickly too which is surprising
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Roys moved on very quickly too which is surprising
So Tracey couldn't change the passwords on the business account then?
I don't have a joint account but in the real world you can change passcodes etc online (some banks require a card reader), so I don't think there's any way to enforce whether or not the second party on the account agrees. Presumably it was the fact that it was an online transfer that allowed Tony to clear it out; had he gone to the branch, she'd definitely have had to sign too.
I think it's a case of different types of joint account and the way they are set up. For example, the way the joint account with my wife works means we each have our own password and security measures. You can change your own but not your partner's. So, in this case, Tracy would not have been able to change Tony's password etc.
However, theirs was probably a joint business account, which normally would mean that both signatures are needed before any changes can take place but also before any money can be taken out. However, they may have set it up so only one signature was needed for a withdrawal. This would seem to be more likely. So it could be that both signatures would be needed for security changes but only one for a withdrawal.
I must have missed this somewhere, but how did Leanne arrange for Simon to miss so much school?