Originally Posted by
binky321
The care will likely go to family for the time being but I have worked in a care home similar to what Ashley was looking at the way it works is you have assets of more than £23,250, you will need to pay the full cost of your own care. If not & if it's social services that place you in a home & they will if you need 24 hour care and family can't cope it's often a joint decision, they may take your home or assets to pay towards the cost (& health insurance also covers towards it and your income & tax paid are taken into account.) Your home won’t be included in this if a partner or dependant relative live there whether it be spouse or children up to the age of 21 or anyone with a disability. The local social care will have no choice but to cover the costs in these cases, new legislation came into force last year to protect assets from being taken. So they will pay it for those that need to be placed there.